Here's a idea for a loan/debt forgiveness/payment option. Lash for Cash , You take x amount of Lashes with a whip that's designed to inflict pain with as little injury as possible for x amount payments towards your loan/debt. 100% Voluntary, It would be method for people to make payments towards a loan/debt who can't afford to make the payment. It's something that would be helpful but discourages abuse of it...well for most people it would be a discouragement at least...
Rife with abuse potential. How about we make the loan-ers responsible for the debt 50-50 with the loan-ees - then I'll accept "lashing" as a way out.
Abuse? What you mean, as long as it remains 100% voluntary should be fine? Though would like to see it packaged with a Interest and Fee cap of 10% - 20% of Principle and banning of adding interest+fees to principal. Keep loans from getting out of control.