This idea really bothers me. I worked hard to get two degrees over more than ten years as a student, and I managed to pile up only $7,000 in debt, which I paid back myself. I kept the debt down by working hard, getting good grades and as much scholarship money as I could, and what little debt I incurred I paid back. After all, it was my debt. I took it on, and I agreed to pay it back when I took it on. Those who similarly took on debt, agreeing to pay it back when they took it on, should be held accountable for their obligations. It's called responsibility, young people. It's called maturity. Grow up, get a job, and pay your debts. There are plenty of jobs available right now, if you would just be willing to start at the bottom and work your way up into better jobs, you know, like every generation before this one has done.