Would it not be better health care reform to reform HEALTH CARE and not the insurance that covers the cost of health care? instead of forcing everyone to BUY (unconstitutional) health care. force the doctors and hospitals to lower their costs to something every American can afford. no more charging 5 dollars for a 2 cent band aid. or 10 dollars for a dab of salve that cost less than 1 cent. then we could AFFORD to go to see the doctor without insurance and pay for it out of pocket. then make the DOCTORS buy health care insurance to cover the the truly poor people that still can not afford to see a doctor. would this not be a better solution??
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Feel free to reply to any comment by clicking the "Reply" button.Medicare and medicaid pay about 20 cent on the dollar of the bill. Drs and hospitals had toresort to quanity over qualty time with patients. I work at a catholic hospital which gives millions a year in free care. Behind the scenes all the paper pushers, lawyers, malpractice insurance. I don't begrudge a Dr for making money. 6 to 8 years of school, interships. It takes a long time before they get rich. No im not a dr.
ulfhedna
Level 4
Apr 10, 2019
1
Health care reform IMO must include healthy (pardon the pun) competition from all the other healthcare modalities that are non-medical. Nutrition, for example. Price control never works.
RichardLeigh
Level 6
Apr 10, 2019
1
The problem for me with your proposal, is force. Force from government is why there’s a problem of higher medical and insurance costs. It’s the regulatory oversight, and the compulsory requirements to follow an ever increasing number of “guidelines,” in an altruistic endeavor to “fix it till it’s broken” that’s the primary culprit. This is also unconstitutional, along with mandating price controls. The better solution, is to remove all government from the medical profession.
Harpoon
Level 6
Apr 10, 2019
1
after passing a law that says they can not charge more than 5% over cost. no oversight on doctors is why they now rape people in need.
@Dutch, let’s clear something up. Using government to compel a business to stick to a fixed price only exasperates the problem. Free markets usually cause prices to drop. Check this out as a prime example:
[time.com]
is that why when the government stopped fixing the price on gasoline all of those year ago the price shot up? right now tax accounts for 15 % of the price at the pump the rest goes into greedy oil company pockets. leaving the tax the same and controling the price once again. the oil company would still make 25 billion dollars per quarter...PROFIT!!! and we would be paying 1.00 a gallon. good article though...
@Dutch, from an article on the subject of gas prices:
"A widespread misconception among consumers is that when they are paying four dollars for a gallon of gas, the gas station is the one that is ripping them off. The actual fact is that the gas station sees much less of that four dollars than one might think.
For every dollar that you spend on gasoline the government gets about 13% of that in taxes. So if you're paying $3.50 a gallon, the government is taking at least 45 cents of that.
The fuel distributors and the marketers take about 8% (28 cents) and the refineries take about 14% (49 cents) of that.
That leaves 65% left over to pay for the cost of the crude oil from which the gasoline is produced. So you can see that when crude oil is expensive, it really is the dominant force behind gas prices going up, because the cost of crude is about two thirds of the cost of your gallon of gas."
What's not mentioned, is the price inclusion from compliance with other federal and state regulations, many pertaining to required additives. Also, that 13% mentioned for taxes, doesn't include state and local taxes.
With any government regulation, be it medical, gasoline, aviation, automotive, etc., there's an accompanying need to employ regulatory compliance specialists and lawyers. Regulatory violations incur substantial fines, and possible loss of certification. These industries pass this expense onto the consumer.
Furthermore, it's been historically demonstrated in the Soviet Union, and most recently in Venezuela, that centralized economic planning and management, usually from governments, results in greater suffering and catastrophic economic collapse. Be careful what you wish for.
I could be wrong, but that proposal sounds a lot like making people harvest cotton. Medical care is a service, not a right.
carrcar1
Level 3
Apr 10, 2019
2
so you are saying it would be ok with you if doctors charged 1 millon dollar an hour or let you die if you can't pay it. LOL attitude like that and we will NEVER have affordable healthcare. JS
@Dutch if they were competitive, bargaining would go on. Lowest price would get the business.
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